You May Not Need a Lawyer For Your Car Accident Injury Claim
Car accidents can change your life in an instant. If you are injured in the car accident, you can rack up medical bills and lost wages that put your financial stability in jeopardy. If the other driver was at fault for the car accident, you may be able to obtain compensation by filing a personal injury claim with the at-fault party’s insurance company. If the other driver was uninsured, you can file an uninsured motorist claim (UM) with your own car insurance company.
The personal injury claims process can be an intimidating adventure, especially if liability is disputed or if there is minimal property damage. In those two situations, an insurance claims adjuster will unlikely ever offer fair value for your injury claim. It may be wise to contact a car accident personal injury and get advice on how best to present your evidence. If you decide to retain a car accident lawyer, you will be charged attorneys’ fees on a “contingency fee” basis, meaning that you will only pay fees if your case is won.
There are some situations in which you may not need to hire a personal injury lawyer. In cases where liability (fault) is clear, the other party’s insurance company may have an interest in settling the case quickly and discretely. However, don’t rush a settlement just because there is an offer on the table. It is important to seek quality medical care to properly diagnose the injury before you enter into negotiations. If the injury is not thoroughly treated and a settlement is accepted, the injury victim will not have a second chance at compensation if the injury ‘flares up’ down the line.
If you do decide to go the course alone against the insurance company, make sure to properly document all medical expenses, lost wages, prescription costs, and even gas used to get to your doctor’s visits. When you negotiate with the claims adjuster, be prepared to haggle over what treatment was and/or wasn’t necessary. Insurance claims adjusters are notoriously sneaky when it comes time to negotiating a personal injury claim involving expensive medical treatment. Make sure your doctors mark the car accident as the direct cause of your injury in all medical records, otherwise you may not get fully compensated for your total medical expenses.
Some injury claims may not require the assistance of a personal injury lawyer. In those cases, educate yourself on the nuances of the law, stand your ground, and never accept the first, second or third settlement offer by the insurance company.
Schultz Legal Group
Missouri car accident injury lawyer
St. Louis car accident injury lawyer
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